Frank Welch
  Montara, California • (650) 740-3553  
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Rates updated  as of June 27, 2008 at 10:00 AM Pacific

Conforming Loans—Under $417,000
LOAN TYPE RATE % POINTS APR %
30-Year Fixed 6.375
06.450
15-Year Fixed 6.000
0 6.080
3/1 - 30 yr 5.750 0 4.930
 5/1 - 30 yr 5.750 0 4.950
 7/1 - 30 yr
5.87504.980
 10/1 - 30 yr
6.1250
5.300
Conforming Agency Loans  Over $417,000  Up To  $729,500  
30 yr fixed
6.500 0
6.580
 
Jumbo Loans—Over $729,500 up to $1,000,000
LOAN TYPE RATE % POINTS APR %
30-Year Fixed 7.875
0

7.950


30-Year Fixed7.6251

7.800


15-Year Fixed 7.500 0 7.580
15-Year Fixed7.25017.330
3/1 - 30 yr

7.875


  5.500
5/1 - 30 yr 8.000
  5.550
7/1 - 30 yr 8.250
  5.700
10/1 - 30 yr

8.500


 

5.950



Libor based Jombo ARM's  With No Negative Amortization.

APR's as low as 4.50% Up to 80% Loan to Value up to $2,000,000

If you are looking for a loan of up to 5 year duration, this is by far the best loan on the market right now in my opinion.

Please call for details. 

Assumptions: Excellent credit. To lock, a full loan application must be accompanied by a current appraisal and preliminary title reports. For more information, please call Frank 650-740-3553.